Credit Risk (Financial Services) Senior Manager, Business Consulting
At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.
We are the only professional services organisation who has a separate business dedicated exclusively to the financial services marketplace. Join Financial Services (FSO) and you will work with multi-disciplinary teams from around the world to deliver a global perspective. Aligned to key industry groups including asset management, banking and capital markets, insurance and private equity, we provide integrated consulting, assurance, tax, and transaction services.
As part of the Financial Services Risk Management (FSRM) practice you will provide a well-integrated broad array of risk management services to capital market participants within global banking, capital markets, asset management and insurance. FSRM products and services include Anti-Money Laundering, Regulatory Compliance, Prudential Supervision, Bank Holding Company reporting, Credit Risk/ Capital Adequacy/ Liquidity Risk, Market Risk, Operational Risk, Enterprise Risk, Structured Finance and Quantitative Advisory Services.
Your Key Responsibilities
As a Senior Manager in the Risk Management team, you will be required to lead or support EY services in the market through business development, sales, project planning and high-quality project execution. You will be leading projects relating to:
- Development or review of quantitative models in retail or wholesale banking for regulatory purposes, financial accounting or business steering
- Development or review of statistical and machine learning models
- Development and review of firm-wide model risk management and governance frameworks
- Wholesale and retail credit risk methodologies, processes and tools with leading risk practices
- Strategy and business planning for credit risk management including advising on the design of risk appetite, stress testing, and concentration limits for credit exposures
- Compliance with regulatory and statutory requirements
- Implementation of credit risk management technology applications and credit risk data management, including understanding of vendor offerings
Skills and Attributes for Success
- Good understanding of economic or market issues and the ability to interpret their impact on clients
- Strong quantitative skills, deep understanding of modeling techniques, and practical experience in credit risk (i.e. PD, LGD, or EAD models, IRB requirements, stress testing, IFRS9)
- Analytical skills; specifically, the ability to assess and decompose credit risk models, utilizing a risk and control focus
- Leverage technology to continually learn, improve service delivery and maintain our leading edge best practices
- Possess strong interpersonal and teaming skills
- Effective leadership, project management and teamwork skills
- Strong presentation skills and proficiency in the use of PowerPoint, Word and Excel
To Qualify for the role, you must have
- Minimum 10 years relevant experience in credit risk management, with quantitative focus on wholesale and/or retail credit risk
- Graduate degree in Computational Finance, Mathematics, Statistics, Physics or equivalent preferred Experience with predictive modeling and familiarity with machine learning techniques
- Practical experience in languages such as Python, R, VBA, SAS or SQL
- Industry related certification is a plus (e.g., FRM, CPA/ CA, CIA, CMA, RICS)
- Substantive content knowledge of retail and/ or wholesale credit risk management frameworks, models, methodologies, industry practices and technology
Ideally, you’ll also have
- Post-graduate qualifications in, commerce or risk management
- Professional/ technical qualifications in risk management
- Significant relevant consulting, risk management or business expertise within a Retail/ Commercial/ Corporate bank or consulting firms.
What we look for
Highly motivated individuals with excellent problem-solving skills and the ability to prioritize shifting workloads in a rapidly changing industry. An effective communicator, you’ll be a confident team player that collaborates with people from various teams while looking to develop your career in a dynamic organization
What we offer
- Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
- Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
- Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
- Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.
If you can demonstrate that you meet the criteria above, please contact us as soon as possible.
The exceptional EY experience. It’s yours to build.
For further information, and to apply, please visit our website via the “Apply” button below.