Business Analyst- Lending & Credit
- Recruiter
- 10x Future Technologies Services Limited
- Location
- London, London, United Kingdom, United Kingdom
- Salary
- Competitive salary
- Posted
- 04 May 2021
- Closes
- 02 Jun 2021
- Ref
- 316D596684
- Job role
- Business analyst, CFO
- Sector
- Accounting - Public practice
Our aim is to transform banking - we believe in making banking 10x better for customers, banks and society. At the heart of our platform is the 10x SuperCore™. With its transformational end-to-end architecture, everything has been designed from first principles to bring forward a new way of banking. We enable our client banks to engage their customers with more timely, relevant and personalised experiences when it comes to managing money.
About the role
Delivering the very best new cloud-native banking platform is at the heart of the 10x proposition. For the majority of banking customers, the way banking services are consumed has changed forever. Yet we believe there is so much more that can be delivered, and our technology capability is key to that new customer experience. Join us and you will help define an approach that is second to none and at the forefront of innovation in banking and the wider fintech sector.
Your days will consist of collaborating across multiple feature teams, completing detailed analysis on journey's, features and epics that you own. You'll help with creation and management of the product backlog, gathering requirements and refining into the development teams, actively supporting with cross team dependencies.
We are Agile, so you'll be involved in the core agile ceremonies and our 3-2-1 design cycle leading through to delivery of value adding features in addition to learning and sharing what the future holds for FinTech, Agile and Business Analysis.
Design
Analysis
Delivery
Requirements
Ideally you will have...
If you've also got experience of any of the following, we'd love to hear from you...
Domain Expertise
You understand how lending works in a financial services world, especially retail and small business lending. Colleagues come to you when they have questions in this subject matter, you are seen as the expert. You are comfortable working with technology, including APIs and you understand the various systems, processes, decisions & data attributes involved in managing credit.
Benefits
You will also be eligible for any additional employee benefits that the Company may introduce in the future
More About 10x
Our home is in London but our 10x teams work around the UK and Australia provide our clients with deep and relevant experience amassed from multi-billion-dollar businesses, challenger brands, disruptors and start-ups.
At 10x you work alongside innovators and leaders in banking and financial services, big-technology and consumer-focused industries - proven practitioners who understand how to meet the evolving needs of businesses and consumers. Our engineers, product specialists and developers are leaders too, drawing on experience from within and outside financial services to deliver transformational new digital solutions.
We are driven by the belief that whatever we do as a business has to be done in the right way. Our three core values amid this are fundamental to our 10x approach: Transformation, Integrity and Impact.
Learn more at www.10xbanking.com
Equal Opportunities for All
Equality, Diversity and Inclusion are priorities for us here at 10x - we welcome and promote diversity amongst our people and if we are to solve the legacy problems for our clients and their customers around the world, our team has to represent the people we serve. We are committed to ensuring that all job applicants are treated equally. All applicants will be treated fairly and will be considered for employment without discrimination because of ethnicity, race, religion or belief, sex, sexual orientation, gender identity or gender reassignment, family or parental status, pregnancy or maternity, marital or civil partner status, national origin, age, veteran, neurodiversity status or disability status.
As part of the application process we may ask you to voluntarily provide information relating to your personal attributes for the purposes of reporting and monitoring only. The capture of this information will not influence the hiring process but will help us monitor progress against our diversity and inclusion ambitions.
About the role
Delivering the very best new cloud-native banking platform is at the heart of the 10x proposition. For the majority of banking customers, the way banking services are consumed has changed forever. Yet we believe there is so much more that can be delivered, and our technology capability is key to that new customer experience. Join us and you will help define an approach that is second to none and at the forefront of innovation in banking and the wider fintech sector.
Your days will consist of collaborating across multiple feature teams, completing detailed analysis on journey's, features and epics that you own. You'll help with creation and management of the product backlog, gathering requirements and refining into the development teams, actively supporting with cross team dependencies.
We are Agile, so you'll be involved in the core agile ceremonies and our 3-2-1 design cycle leading through to delivery of value adding features in addition to learning and sharing what the future holds for FinTech, Agile and Business Analysis.
Design
- Collaborate across the design function and product ownership to shape the roadmap design, understanding the feature and epic level breakdown to inform the product backlog
- Produce supporting journey artefacts such as process flows, sequencing diagrams and context models to assist in the wider understanding of the feature to be delivered
- Inform the technical and business landscape models to ensure that a joined up end-to-end design pattern can be maintained
Analysis
- Gather functional, non-functional and technical requirements, being able to translate these into meaningful user stories complete with acceptance criteria
- Identify relational elements of cross-team requirements, ensuring dependencies are managed
- Apply industry best practice across the user story composition to maintain a workable standard
- Be proficient in splitting deliverables using a typical 'feature-epic-story' hierarchy
- Be the champion of 'Refinement' and responsible for ensuring stories adhere to the 10x Definition of Ready (DoR)
- Identify and engage with 3rd party services that may enhance the 10x platform, working across Partnerships and Technology teams as appropriate
- Facilitate SME discussions, applying domain specific knowledge where required
Delivery
- Collaborate across the development team, assisting with story completion and being an ambassador of adherence to the 10x Definition of Ready (DOR) and Done (DoD)
- Support in the preparation of iterative reviews of the developed functionality
- Work in tandem across the full programme to support in the delivery of the 10x proposition
Requirements
Ideally you will have...
- You'll be familiar with lending journeys across retail and business customers e.g overdrafts, unsecured loans and mortgages
- You understand the needs of the customer/client, and apply this lens to your thinking when building features.
- Business analysis, problem solving, issue tracking and resolution
- Understanding of retail and/or business banking processes
- Experience of Agile delivery using Scrum or SAFe
- Proven track record as an Agile Business Analyst within a digital delivery environment
- Highly experienced in requirement elicitation, writing epics and user stories with acceptance criteria using BDD/TDD
- Familiarity with participating in the core Agile ceremonies
- Experience of working with Confluence and JIRA
- User flow or process mapping skills
- Experience in technical analysis a significant advantage including API specification and data modelling.
- Workshop design and facilitation
- People and stakeholder management and communications
- You are a proactive learner, you can manage your own workload and tasks, whilst being a team player. You're happy to wear different hats, to help get the job done and for the benefit of our clients.
If you've also got experience of any of the following, we'd love to hear from you...
- Possess a good understanding of all aspects related to digital lending products and their management from application to servicing
- Hands on experience with APIs and how they work
- Experience working on API integration projects
- Knowledge of consumer lending products in global regions including UK/Europe, Asia Pacific, North America & Africa.
- An awareness of banks' core banking systems involved in managing lending products
- Experience in dynamic, digital and entrepreneurial businesses
- Previous experience in Systems Analysis techniques and technical writing skills
Domain Expertise
You understand how lending works in a financial services world, especially retail and small business lending. Colleagues come to you when they have questions in this subject matter, you are seen as the expert. You are comfortable working with technology, including APIs and you understand the various systems, processes, decisions & data attributes involved in managing credit.
Benefits
- 25 days holiday and an extra day off on your birthday plus Bank/Public Holidays
- Pension scheme
- Private Health Care via AXA PPP, with the option to add your family
- Life Assurance
- Income Protection
- Subscription to Headspace wellbeing app
- Flexible benefits to suit your lifestyle via salary sacrifice
- Enhanced parental policies, dependent on tenure
- Regular company-funded socials
- All the latest tech you need to enable you to deliver excellent output
You will also be eligible for any additional employee benefits that the Company may introduce in the future
More About 10x
Our home is in London but our 10x teams work around the UK and Australia provide our clients with deep and relevant experience amassed from multi-billion-dollar businesses, challenger brands, disruptors and start-ups.
At 10x you work alongside innovators and leaders in banking and financial services, big-technology and consumer-focused industries - proven practitioners who understand how to meet the evolving needs of businesses and consumers. Our engineers, product specialists and developers are leaders too, drawing on experience from within and outside financial services to deliver transformational new digital solutions.
We are driven by the belief that whatever we do as a business has to be done in the right way. Our three core values amid this are fundamental to our 10x approach: Transformation, Integrity and Impact.
Learn more at www.10xbanking.com
Equal Opportunities for All
Equality, Diversity and Inclusion are priorities for us here at 10x - we welcome and promote diversity amongst our people and if we are to solve the legacy problems for our clients and their customers around the world, our team has to represent the people we serve. We are committed to ensuring that all job applicants are treated equally. All applicants will be treated fairly and will be considered for employment without discrimination because of ethnicity, race, religion or belief, sex, sexual orientation, gender identity or gender reassignment, family or parental status, pregnancy or maternity, marital or civil partner status, national origin, age, veteran, neurodiversity status or disability status.
As part of the application process we may ask you to voluntarily provide information relating to your personal attributes for the purposes of reporting and monitoring only. The capture of this information will not influence the hiring process but will help us monitor progress against our diversity and inclusion ambitions.
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