Credit Risk Analyst
- Recruiter
- Yorkshire Building Society
- Location
- Leeds, UK
- Salary
- 26,000 - 30,000
- Posted
- 17 Apr 2021
- Closes
- 21 Apr 2021
- Ref
- 2124556077
- Job role
- Compliance/risk
- Sector
- Accounting - Public practice
Working in the MI and Insight team, a Credit Risk Analyst has exposure to the entire credit lifecycle of mortgages. This role supports the management of Credit Risk by conducting data mining and statistical analysis to design, develop and produce accurate and insightful management information that monitors the performance and characteristics of the Society's lending and informs senior management decision-making. The team plays an integral part in shaping the business and the role provides an ideal opportunity to learn about both Credit Risk and Financial Services.
This is a great development role for someone who may have an already have some analysis experience or you may have studied or numerical discipline who has an interest in Credit Risk and looking to develop a future career path.
This is such an exciting time to join a newly formed team within the Credit Risk function. You will be an important member of the team, bringing your continuous improvement mindset to reviewing our ways of working and shaping how data and MI is produced for the business to align to our strategic priority of purposeful analytics along with an inquisitive mind with the ability to spot emerging trends or areas of concern.
As an employer who encourages flexible working please get in touch if you wish to discuss flexible working options. The credit risk team are currently working from home so you will start your journey with us being home based with some potential travel to our Leeds site with a view to moving forward in the future towards a balance of home and office working.
What You'll Do
• Performing basic analysis and run existing code to produce timely and accurate Credit Risk management information for review by the Society's Senior Leadership Team and decision making committees.
• With guidance and support from senior colleagues, utilise best practice statistical and analytical techniques to perform analysis of the Society's Credit Risk portfolios and develop new reports to enable strategic decision making by management.
• Develop an understanding of the credit risk lifecycle for residential, buy-to-let and commercial mortgages, and leverage that understanding to add value to your analysis.
• Manage small to medium analytical projects and provide analysis to senior team members ensuring requirements are met and analysis is accurate.
• Develop a detailed understanding of the Society's Credit Risk databases and retail and commercial lending policies and be able to process, manipulate and interpret data to support the above accountabilities.
• Develop and maintain an understanding of the credit risk lifecycle for retail and commercial mortgages and leverage that understanding to add value to all analysis including new industry trends.
• Communicate the results of analysis to management to a high standard, both written and verbally.
• Build and maintain a network of key stakeholders and contacts across the business to facilitate knowledge sharing and cross functional working, and to be viewed as a subject matter expert for Credit Risk within the Society.
How You'll Do It
• Experience of analytical techniques which may have been gained from previous analytical experience or from studying for a numerical qualification.
• Credit Risk understanding would be benefit but not essential as training will be provided to gain full competence.
• Experience of data manipulation and a working knowledge of SAS (or similar statistical packages) SQL and Microsoft Excel is desirable.
• Strong analytical and problem-solving skills.
• The ability to undertake analytical tasks with appropriate support and guidance.
• Strong organisational and prioritisation skills.
• Continuous improvement mindset and always looking for ways we can improve our processes.
• Strong communication skills, both written and verbal.
So....
If you've got a solid background in analysis with an interest in credit risk and you want to develop a career in an empowering, respectful and supporting business then why not join us?
Our people are our heart and soul; we're commercial and caring, big enough to offer you a challenge and small enough for you to make a real impact. We're devoted to putting people first and doing the right thing by providing real help with real life.
Due to the current situation with COVID-19 our recruitment process will be either carried out digitally on a video platform or via telephone.
Yorkshire Building Society is an equal opportunities employer.
'Any Questions - Contact Claire Morley on email at '
Please note email applications will not be accepted, please follow the link to apply for the position.
This is a great development role for someone who may have an already have some analysis experience or you may have studied or numerical discipline who has an interest in Credit Risk and looking to develop a future career path.
This is such an exciting time to join a newly formed team within the Credit Risk function. You will be an important member of the team, bringing your continuous improvement mindset to reviewing our ways of working and shaping how data and MI is produced for the business to align to our strategic priority of purposeful analytics along with an inquisitive mind with the ability to spot emerging trends or areas of concern.
As an employer who encourages flexible working please get in touch if you wish to discuss flexible working options. The credit risk team are currently working from home so you will start your journey with us being home based with some potential travel to our Leeds site with a view to moving forward in the future towards a balance of home and office working.
What You'll Do
• Performing basic analysis and run existing code to produce timely and accurate Credit Risk management information for review by the Society's Senior Leadership Team and decision making committees.
• With guidance and support from senior colleagues, utilise best practice statistical and analytical techniques to perform analysis of the Society's Credit Risk portfolios and develop new reports to enable strategic decision making by management.
• Develop an understanding of the credit risk lifecycle for residential, buy-to-let and commercial mortgages, and leverage that understanding to add value to your analysis.
• Manage small to medium analytical projects and provide analysis to senior team members ensuring requirements are met and analysis is accurate.
• Develop a detailed understanding of the Society's Credit Risk databases and retail and commercial lending policies and be able to process, manipulate and interpret data to support the above accountabilities.
• Develop and maintain an understanding of the credit risk lifecycle for retail and commercial mortgages and leverage that understanding to add value to all analysis including new industry trends.
• Communicate the results of analysis to management to a high standard, both written and verbally.
• Build and maintain a network of key stakeholders and contacts across the business to facilitate knowledge sharing and cross functional working, and to be viewed as a subject matter expert for Credit Risk within the Society.
How You'll Do It
• Experience of analytical techniques which may have been gained from previous analytical experience or from studying for a numerical qualification.
• Credit Risk understanding would be benefit but not essential as training will be provided to gain full competence.
• Experience of data manipulation and a working knowledge of SAS (or similar statistical packages) SQL and Microsoft Excel is desirable.
• Strong analytical and problem-solving skills.
• The ability to undertake analytical tasks with appropriate support and guidance.
• Strong organisational and prioritisation skills.
• Continuous improvement mindset and always looking for ways we can improve our processes.
• Strong communication skills, both written and verbal.
So....
If you've got a solid background in analysis with an interest in credit risk and you want to develop a career in an empowering, respectful and supporting business then why not join us?
Our people are our heart and soul; we're commercial and caring, big enough to offer you a challenge and small enough for you to make a real impact. We're devoted to putting people first and doing the right thing by providing real help with real life.
Due to the current situation with COVID-19 our recruitment process will be either carried out digitally on a video platform or via telephone.
Yorkshire Building Society is an equal opportunities employer.
'Any Questions - Contact Claire Morley on email at '
Please note email applications will not be accepted, please follow the link to apply for the position.
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