Credit Analyst

Hyderabad, India
Salary as per the industry standards
14 Apr 2021
14 May 2021
Contract type
Full time
Experience level
Part qualified, Newly qualified


Shift Night with flexibility to work alternative hours when required to attend meetings, training, calls etc. – occurs frequently


The Credit Analyst will be responsible for assisting Credit Operations teams (across various offices in US) at all stages of Commercial Real Estate deal underwriting. The Credit Analyst will be responsible for generating reports on property financials, evaluating risks associated with the transactions and preparing presentations for loan committee and management. The Analyst will be responsible for timely reporting and quality of work product being submitted. This is a Night Shift position.


Essential Duties (Primary Responsibilities) include the following.

  • Assist in all aspects of deal processing from screening and application through underwriting, closing and delivery of the loan to servicing. Generate proforma cash flows, identify and evaluate risks associated with a proposed transaction, and prepare formal presentations for management and/or loan committee.
  • Act as liaison between underwriters, GPO analysts, mortgage banking staff, closers, in the collection, review, analysis, and dissemination of due diligence materials necessary for the underwriting, approval, and closing of GSE loans.
  • Maintain Berkadia systems (e.g. OmniView) with current, applicable deal level data to facilitate production accurate of metrics and reports.
  • Coordinate the ordering, and receipt of all third-party reports for GSE loans. Ensure timely receipt of reports from third party vendors.
  • Create, organize and maintain underwriting file, create deal checklist with critical dates and deadlines identified, file and maintain deal checklist as due diligence items are received, reviewed, and accepted, and distributes updated checklist weekly.
  • Perform various tasks as assigned by Underwriter which may include ordering market reports and credit reports; conducting real estate tax searches; running crime searches; and searching internet sources (e.g. Google) for sponsor, property, and market news.
  • Support the UW in organizing the delivery of necessary materials to corporate funding facility partners.
  • Assist the Underwriter in preparing GPO feedback material. Arrange and distribute materials for GPO debrief meeting.
  • To be able to match the requirements of the process in terms of being available and be flexible to work in multiple shifts.
  • Draft / provide input to ensure that departmental policies & procedures are documented and maintained considering revised / new policies / procedures / systems on a continuous basis and present to management for approval. In addition, constantly review processes in operation and provide suggestions for improvement.
  • Provide relevant management information at agreed intervals to the Manager/AVP/VP/ Site Director - India
  • Work with the Asst. Manager to ensure a high level of motivation, positive communication and a professional work environment throughout the department.
  • Determine and organize appropriate employee trainings/one on one meetings/team meetings, when there is a need.
  • Perform other duties and special projects as assigned by Management.

QUALIFICATIONS REQUIRED (including education, experience and skills)

  • ACCA affiliates, banking industry is an added advantage.
  • Minimum of B.Com + ACCA 9 papers complete are also eligible to apply but ACCA affiliates will be preferred.
  • Prior experience within Financial Analysis is an added advantage.
  • Knowledge of commercial real estate operations including cash flows is a must.
  • Must be PC literate in MS windows environment with strong Microsoft Excel and Word skills.
  • Excellent organizational and analytical skills.
  • A willingness to learn and a positive attitude are essential.
  • Ability to work independently and in a team environment through.
  • Openness to take on additional responsibilities (work the unconventional way) - create job aids, work on projects to build the templates, enhance tools & technology.
  • Collaborate with people across office locations.
  • Must be proficient in English, excellent written and oral communication skills.
  • Ability to read and interpret documentation.
  • Must be able to think outside the box, research problems and provide workable solutions as needed.
  • Understands the importance of training and support opportunities for further functional and interpersonal skill development.


  • Exhibit a sense of urgency in managing responsibilities.
  • Exhibit solid time management skills and works to exceed all deadlines.
  • Demonstrate willingness to take on additional responsibilities and work in unconventional ways.
  • Exhibit proficiency and pro-activeness in interaction with various individuals and groups.
  • Display ownership and work with minimum supervision.
  • Display ability to follow up on all outstanding issues.
  • Demonstrate an ability to manage multiple tasks under pressure and prioritize.
  • Excel in managing customer expectations with consistent results.


  • This position is in Night Shift, however, working additional hours/days is required, as necessary, to meet internal and external deadlines and fulfill the job responsibilities
  • To be able to match the requirements of the process in terms of being available and be flexible to work in multiple shifts.
  • Though limited, ability and willingness to travel in India and internationally when necessary is required
  • While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

About Berkadia:

Berkadia, a joint venture of Berkshire Hathaway and Jefferies Financial Group, is an industry leading commercial real estate company providing comprehensive capital solutions and investment sales advisory and research services for multifamily and commercial properties. Berkadia is amongst the largest, highest rated and most respected primary, master and special servicers in the industry. Berkadia is an equal opportunity employer and affords equal opportunity to all applicants and employees for all positions without regard to race, color, religion, gender, national origin, age, disability or any other status protected under the law. Our people are our greatest strength and make Berkadia a great place to work, creating an environment of trust, mutual respect, innovation and collaboration.



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