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Credit Approver

Responsibilities

To analyze and review credits for Credit Committee and approve credits below Credit Committee
To manage and enhance the credit management system
To attend Credit Committee Meeting as applicable
To manage the credit control on credit exposure account (e.g., follow up compliance of approval covenants / conditions, periodical interim review of financial status)
To provide comments on loaning manuals / credit policies & related procedures of other divisions / departments / subsidiaries
To manage internal operation such as uplift of operation efficiency; staff motivation and development; allocation of duties; refinement of operations system and procedures
To co-operate with internal / external control units for internal / external audit work; HKMA periodic review / ad hoc review / on-site examination

Requirements

University degree in Business Administration, Banking, Accounting or Finance
At least 8 years related banking experience, with at least 2 years’ experience in credit approval of SME loan applications with Lending Authority
Proficient in PC applications, including Microsoft Word and Excel
Good communication and analytical skills