Credit Analyst
- Recruiter
- Lone Star Ag Credit
- Location
- Fort Worth, TX, USA
- Salary
- Competitive salary
- Posted
- 26 May 2020
- Closes
- 27 Nov 2020
- Ref
- 7891941
- Job role
- Accountant
- Sector
- Accounting - Public practice
- Fort Worth HQ - 100
- Fort Worth, TX, USA
- Commensurate with experience
- Full Time
Medical, Dental, 401(k), etc.
Lone Star Ag Credit, headquartered in Fort Worth , Texas, is looking for a Credit Analyst Trainee for a training program that focuses on learning processes related to the administration and analysis of credit or an experienced Credit Analyst to assist loan officers in the analysis, servicing and reporting of the association's mortgage and commercial loans. This is an excellent opportunity with a growing company for a detailed professional looking for a stable position!
Lone Star Ag Credit is an equal opportunity employer that welcomes and encourages diversity in the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. AA/EOE/M/F/D/V.
DUTIES
Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management.
Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Determines probability of Default (PD) ratings as appropriate and makes recommendations for approval or denial of loans.
Interprets, communicates, and provides guidance to loan officers regarding association lending policies and procedures.
Reviews and approves loans submitted by other lending staff that exceed their delegated authority.
Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
Complies with proper credit administration practices as outlined in the association's policies and procedures.
Assists senior-level credit analysts with complex loan applications as necessary.
Perform other duties as assigned.
QUALIFICATIONS
Bachelor's degree in Finance, Business Administration or a related field, or equivalent experience plus 0-2+ years experience in the administration and analysis of credit on commercial and mortgage loans including risk assessments and recommendations on approval of loan applications.
General knowledge of accounting/financial systems. Specialized knowledge of accounting/finance principles. Skill in oral and written communication. Intermediate skill level in Microsoft Office applications. Ability to perform intermediate-level accounting and financial analyses under moderate supervision.
Lone Star Ag Credit https://lonestaragcredit.applicantpool.com