Head of Mortgage Credit

• 700 Bourke Street location
• Senior risk leadership opportunity
• A key focus on Mortgage Credit Risk Management at NAB

At NAB, it's all about our people reaching their full potential.

Our Home Ownership team currently have a vacancy for a Head of Mortgage Credit.

This senior credit risk leadership position within the Home Ownership team provides ownership of functions directly related to managing the credit risk of NAB's Mortgage portfolio.

The role has a significant focus on the development and management of the channel based stakeholder relationships, in addition to key relationships within respective business areas of the Personal Banking & Home Ownership teams at NAB.

As Head of Mortgage Credit you will be responsible for the portfolio management, credit risk settings, models and policies to drive strategies for the approval and management of Mortgage lending and ensure compliance to regulations and risk appetite.

The role spans all Mortgages origination channels, including Retail, Broker, Advantedge and Business Bank.

Experience:

To be successful in this role, you will come from a credit risk management background with extensive experience of a consumer/retail portfolio using automated tools (experience within a collections and scoring environment will also be also be advantageous). You will have a strong understanding of the P&L and measurement on a Risk/return basis. Knowledge of Credit Policy, Basel models / Capital management, Regulatory support and influence (APRA) will ensure your success in this role. As well as this, you will have strong leadership, change management and stakeholder management skills as well as the ability to impact on the delivery of initiatives through the influencing of others.

In return we offer a competitive salary, discretionary bonus, discounts on products as well as a flexible working environment.

Join us!

With more than 35,000 people serving 10 million customers in Australia and around the world we are proud to have dedicated $55 billion to help address climate change, be recognised as a Gold employer for LGBTI Inclusion by AWEI, endorsed as an employer for Women by Work180, have an African Australian Inclusion Program. We offer access to a wide range of employee benefits, from education and volunteer leave to learning benefits and banking discounts.

What's next:

To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency.

We value and embrace diversity of thought, style and working arrangements to ensure our workforce is representative of the communities that we serve and that our thinking, solutions, and products are the best they can be.

Advertised: 18 Sep 2020 12:00 AM AUS Eastern Standard Time