Credit Risk Analyst - Data

*CREDIT RISK ANALYST* - BERKSHIRE - WELL KNOWN FS COMPANY - *£35K-£50K + COMPETITIVE BENEFITS*

Client Details

My client is a specialist FS company that prides itself on delivering the highest standard of customer service.

Description

This role entails:

• Produce robust analysis and regular reports to support credit risk oversight ensuring the company remains within its stated risk appetite.

• Preparation of credit risk reporting across all portfolios

• Provide insight into trends and recommend changes to reports / analysis as appropriate

• Produce analysis enabling the monitoring of credit risk management

• Plan, prioritise and effectively manage workload to meet objectives

• Investigate and recommend new data sources to enhance credit risk analytics across the company

• Oversight and 2nd line comment on business line proposal
• Support the development of effective risk frameworks across the company.

• Use data to drive appropriate challenge to risk measures and to enable refinement of assumptions.

• Provide analysis supporting reviews of credit loss assumptions and scenario analysis.

• Provide support to Finance in the production of financial statements including accounts and Pillar 3 disclosures

• Develop and maintain strong relationships with key stakeholders to ensure data and assumptions are valid, robust and accurate

• Ensure that risk strategies and models are implemented successfully and add value.

• Keep abreast of strategic changes within the business to ensure models remain valid and accurate.

• Use knowledge of the business and experience to make recommendations on assumptions and inputs used within the models

• Share knowledge and experience and collaborate with other areas of the business

• Actively assist manager and colleagues to transfer knowledge between teams and departments and be aware of and champion best practices within all aspects of analytics.

Profile

The ideal candidate will/have:

• Extensive analytical experience, with an aptitude for data mining and problem solving

• Prior experience of developing, documenting and producing regular reports

• Experienced in the use of SAS/SQL to produce analysis

• Proven experience in credit risk analytics in financial services

• Demonstrate a rational, pragmatic, disciplined and methodical approach to delivery

• Engagement with external counterparts such as credit reference agencies

• Advanced Excel, PowerPoint and Word skills

• Knowledge of Credit Bureau Data

• Good knowledge of modern risk management techniques and in the use of risk models within a financial services environment.

• Excellent communication, organisational and influencing skills.

Job Offer

This role offers you the chance to join a rapidly growing FS company with an excellent salary and competitive benefits package.