Credit & Portfolio Analyst

Number of Vacancies: 5

About (ICG Risk)

ICG Risk Management Unit Mumbai:

• The team is involved in Credit Analysis for Corporate Banking clients in Western Europe & North America

Role Outline/Job Summary:

• Key focus will be the assessment of individual client and industry risks and providing support to the NY and London Global Industries & Regional Markets/Financial Institutions Risk Management teams, industry specialists and senior credit officers through best-in-class risk analysis; to ensure a well-coordinated, quality credit process in conjunction with counterparts across the world

Business/Department Objectives:

• Key focus will be the assessment of individual client and industry risks and providing support to the NY, India and London GIRM/FIRM teams, industry specialists and senior credit officers through best-in-class risk analysis; to ensure a well-coordinated, quality credit process in conjunction with counterparts across the world

Core Responsibilities:

• Ability to recommend credit decisions to Senior credit officers in managing their portfolios and take decisions as credit offices
• Responsible for industry analyses and developing domain expertise for focus industry segments including the preparation of industry dashboards
• Establish and maintain consistent standards and processes in credit analysis through interaction with industry specialists and analysts globally
• Take responsibility for the analysis of complex credits
• Work on complex financial forecasts/models and provide financial updates for credit reviews
• Monitor stressed credits - monitoring obligors on monthly/quarterly basis, support on Stress Tests
• Monitor trading limits & exposures of obligors to ensure that credit risk levels are within the firm’s risk tolerance
• Responsible for credit exposure management for risk management purpose by resizing lines extended and also securing credit exposure for Citibank
• Work on portfolio/reviews highlighting important Risks/ Mitigants to Risk Seniors
• Informal management of resources within the industry group and act as a back-up for Team lead
• First point contact for all incoming Credit Requests liasioning with product management/relationship
• Participating in Training programs conducted locally for the Analysts
• Deal with excesses, unmatched issues etc as a credit officer
• Preparation of Portfolio data for Audit, and Senior Management

Qualifications:

• ACCA Qualified with 0-9 years of experience in Banking or Research Domain

Skills: 

• Ability to work in a team environment
• Willing to work in shift timings (1:00 pm to 10:00 pm)
• Ability to work autonomously
• Ability to work to tight deadlines
• Ability to exercise independent thinking and balanced judgment
• Strong written and oral communication skills
• Strong Relationship building across internal partners