Commercial Banking

Nelson Scott LLP
45000.00 - 50000.00 GBP Annual
11 May 2019
25 May 2019
Job role
Contract type
Full time

Provide support with the management and organisation of this International Banks Fund Finance function by developing business opportunities primarily with fund finance and monitoring existing customers/transactions.

Principal responsibilities

1. Loan application and approval

a. Where new business is identified or where a loan roll over is required, the job holder will structure an appropriate credit application involving data relating to financial performance and other credit related information concerning customers up to date circumstances.

b. The job holder will communicate with Head Office to assess business limitations and appetite for the loan.

c. The job holder is responsible for securing the business and negotiating the loan details with the customer or agent bank.

2. Credit analysing and monitoring

a. The job holder will review each client/transaction in accordance with Credit Policy set by Head Office, and then create the internal credit application and periodical monitoring reports.

3. Relationship management with respect to fund finance business

a. Market intelligence gathered in this way is then used to monitor trends and look for existing loan risk as well as further business opportunities.

b. The job holder acts as a counterparty of the Bank with other banks for cultivating new transactions and monitoring existing transactions.

4. Liaison function with respect to infrastructure fund

a. On the behalf of Head Office, the job holder communicates with other banks or companies.

b. Market intelligence is gathered to monitor trends and look for further business opportunities for Head Office.

5. Deposit business

a. To increase the cash deposit, the job holder communicates with customer.

6. Daily operation

a. Conduct daily operations in response to customer's request.

7. Business planning and strategy

a. Work with CM and SM of the department to identify target business opportunities to maximise profit potential. New business is identified from market intelligence as well as internal referral from Head office.

b. All business is referred via GM and CM of the department for initial approval.

8. Risk Management

a. All duties will be performed in accordance with Group's rules and any departmental policies and procedures.

b. All staff are expected to abide by relevant laws and regulation applicable to their role and to undertake appropriate training and skill development in order to maintain competence.

9. Other

a. In addition to the duties and responsibilities listed, there may be a requirement to perform other duties as assigned by the CM of the department from time to time.

Qualifications, skills and competencies

Qualifications: Degree with 3/4 years Corporate UK Lending Banking experience in the UK Market .

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