Risk - Credit Risk Manager - VP

Risk

The Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 4,000 employees work together to achieve our ambition to be an industry-leading risk management organisation.

In an increasingly complex environment, risk management is fast-becoming the most sought after place to build a career within the banking world. Risk at Deutsche Bank is relied upon to help shape the strategy of the organisation and the wider industry agenda.

Position Overview

Overview:

• To support the bank's overall risk strategy.
• To use expert local knowledge to analyse counterparty credit risk and maximize the risk adjusted rate of return, by leveraging off Deutsche Bank's global risk management processes and systems.
• To strategically and effectively monitor and position risk management ensuring governance, legal and regulatory compliance.

Role and Responsibilities:

• Monitor and manage the Bank's local credit, market, operational and liquidity risk in accordance with the Bank's risk appetite.
• Day to day responsibilities for transaction management and portfolio oversight for a portfolio of sovereign, corporate and FI credits.
• Present transaction recommendations as well as overall client and exposure analyses to senior CRM authority holders and/or approved under delegated authority where applicable.
• Monitor target markets/countries/industries and undertake regular counterparty due-diligence visits.
• Support business by providing trade and structuring solutions on a timely basis.
• Ensure portfolio quality and documentation standards maintained as well as internal performance indicators.
• Develop and adhere to counterparty and industry strategies.
• Contribute to improvements in CRM processes as well as ad-hoc projects.
• Ensure portfolio quality and documentation standards maintained as well as internal performance indicators.
• Ensure that the bank is in compliance with its internal operating policies and procedures and any external legal, regulatory or contractual requirements.
• Monitor and analyse risk, legal and compliance management processes, exposures and trends.
• Advise senior management and business leaders on risks and risk management that may emerge from new business lines or new product activities.

Skills and Requirements:

• In depth knowledge of credit risk associated with corporate and investment banking products and business.
• Technically strong, with a good understanding of local and global risk regulations (e.g BASEL).
• Good understanding of banking systems and processes.
• Corporate and financial institution credit analysis skills with understanding of industry risk divers.
• Knowledge of emerging markets and associated risks.
• Product knowledge including commercial banking, trade finance and derivative products.
• Ability to explain or present factual information in a structured, clear, confident and concise way.
• Excellent written communication skills using clear and concise language to explain complex material and provide credit recommendations to management.
• High level of computer literacy/skills.
• Established negotiation skills to deal effectively with conflicting priorities & resources.

• Ability to build strong relationships internally with divisional clients locally & globally, and influence others in a collaborative and positive manner.
• Ability to work under pressure without compromising quality.
• A commercial astuteness at a strategic level coupled with seasoned business judgment.
• A strong track record in implementing and leading risk strategies ensuring best practice.

Educational:

• BCom Degree Hons (or similar).

• Risk management qualification preferable.

• In depth knowledge of risk, compliance and regulatory affairs.

Experience:

• 5-7 years' experience in a risk management related role within an investment bank / financial institution

Personal Characteristics:

• Self-motivated with commitment and drive.
• Client focused, with strong management skills.
• Self-assured and energetic with sound judgment and confident manner.
• Excellent communication skills, both verbal and written.
• Team player, with established negotiation skills, who can deal effectively with conflicting priorities and resources.

Deutsche Bank offers a challenging and rewarding career where your contribution is valued and rewarded. We have an inclusive and friendly working environment coupled with excellent facilities and benefits.

Deutsche Bank is an equal opportunity employer who seeks to recruit and appoint the best available person for a job regardless of marital status, sex (including pregnancy), age, religion, belief, race, nationality and ethnic or national origin, colour, sexual orientation or disability.

Deutsche Bank does not accept unsolicited curriculum vitae from third party vendors.