Finance ( Credit) Officer

Simpson Finance Jamaica Limited (SFJL) is an in-house financing company for vehicles and industrial equipment sold by The Stewart's Automotive Group. We are well experienced in the industry, providing financing across the Caribbean for over 20 years. SFJL is seeking to recruit a dynamic and results oriented individual to fill the position of: FINANCE (CREDIT) OFFICER KEY DUTIES AND RESPONSIBILITIES: Obtain and compile copies of loan applicants' credit histories, individual/corporate financial statements and other financial information. Assess loan requests or commercial credit applications through interviews with applicants. Check application forms, references, credit ratings, credit scores, pay slips and other information for eligibility and authenticity. Analyze applicants' financial status & creditworthiness to determine feasibility of granting loans. Assist in preparing documentation setting out conditions and periods of loans and rates of repayment. Explain to customers the different types of loan and credit options that are available, as well as the terms of those facilities. Answer enquiries concerning loan balances, penalties and credit standing of customers. Review loan agreements to ensure that they are complete and accurate according to policy and provide recommendations. Operate within the guidelines and requirements of the company's credit policy. Maintain an appropriate credit risk level. Establish partnerships with Brand representatives through daily interactions and weekly meetings, as necessary. Visit customers as needed to establish strong business relationships and limit credit risk. Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs. QUALIFICATIONS & EXPERIENCE A Bachelor's degree in Business Administration, Banking and Finance or a related field. Three years' experience in a similar capacity KNOWLEDGE, SKILLS AND ABILITIES Proficient in Microsoft Office Suite (particularly Excel) Ability to read, analyze and interpret financial statements Ability to perform business math (basic algebra, compute ratios, etc.) Knowledge of basic accounting principles Competency in budgeting, forecasting and planning Must have a high level of accuracy and attention to detail Excellent communication skills (written and oral) Excellent interpersonal and customer-centric skills We appreciate all applications; however, only shortlisted candidates will be contacted.

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