Credit Risk Manager

Do you have existing experience in a Credit Risk Management role within the Retail industry an overseeing an established team?

Client Details

My Client is a well established name in the Retail industry based in Walton-On-Thames, looking for an experienced Credit Risk Manager to be a team member of a Shared Service Centre within the Accounts Receivable department.

Responsibility of managing the credit risk analysis of the financial accounts across several legal entities, and to oversee a small team of credit controllers ensuring that they maintain an orderly Sales Ledger and the timely collection of company debt.

Description

The duties for the Credit Risk Manager role include:

• Manage the whole Account Receivable department with the assistance of the Senior Credit Controller.

• Manage relationships with customers in order to reduce exposure to potential bad debt

• Oversee "orders on hold" reporting across all brands and ensure release of orders within specified rules.

• Reassess & update processes "best practice" across our brands

• Control & review aged debtors' files & manage credit risk and debtors' performances

• Analyse company accounts, outstanding debts from customers and flag any credit risks with existing customers.

• Prepare weekly reports and highlight any risks to senior management

• Support team in collecting Sales Ledger debt for all legal entities

• Oversee the overdue reports and communicate to the commercial teams any risks.

• Resolving customer queries, escalate to customers or senior management teams

• Ensure monthly cash & DSO targets are met and reported in time

• Responsible for team to reconcile month end processes and subsequent reporting.

• Undertake that the customer dunning letters have been raised and followed up.

• Ensure that underpayments data base is followed up and updated consistently to ensure accurate reporting.

• Review of customer credit limits in line with insurance and calculate sales peak

• Prepare bad debt write off reports

• Responsible that the team reconcile cash books monthly for the General Ledger and the bank

• Prepare regular risk analysis when required for our Head Office in Paris Credit Management

• Prepare monthly underpayment KPI reports to Senior Management

• Oversee customer admin data base

• Deliver accurate and timely management information

• Liaising with internal stakeholders and deal with any queries that other team members need assistance on

• Take part in monthly meetings with the commercial teams in our head office in London to resolve queries.

• Communicate with senior management on credit topics

Profile

The successful Candidate for the Credit Risk Manager role must have:

• Existing Credit/Risk Management experience - at least 5 years
• Risk Reporting
• Excellent Excel Skills
• Management of a team
• Excellent Team player
• Excellent Communication skills
• Excellent telephone technique skills
• Able to work to deadlines
• Must have a sense of urgency, be prompt and dynamic in a fast paced environment
• Ideally from a Retail background
• Informative and Assertive
• Firm but fair
• Ability to build and maintain strong and professional relationships both internally and externally with key stakeholders
• Analytic and good with large numbers
• Degree level educated
• Relevant finance qualifications desirable

Job Offer

£40,000 - £45,000 + bonus

Pension, Holiday, Health care, Parking, Discounted Products

Full Time, Permanent

Monday - Friday

9 - 5:50 (1 hour lunch)