Valuation Oversight Manager

The Business
Join us in Edinburgh as a Valuation Oversight Manager

• Joining our Credit team, you'll be managing the bank's £145bn UK mortgage portfolio
• You'll be advising clients on residential property valuation while helping to shape our risk appetite
• You'll have the opportunity to build a range of highly transferable skills

What you'll do

As our Valuation Oversight Manager, you'll be responsible for the development, implementation, monitoring and oversight of effective strategies for the on-going provision of independent, robust and accurate valuations. As such, you'll be informing and validating lending decisions for the UK personal and 'Buy to Let' mortgage portfolios.

You'll also be responsible for:

• Shaping the strategy and risk appetite relating to the use and appropriate control of non-physical valuation methods
• Supporting the development of credit strategies for the effective control of property collateral risk for our mortgage portfolios in support of market share growth and mortgage collateral quality
• Collaborating with various teams across the bank regarding on-going customer management and portfolio optimisation, in response to customer, business and market drivers
• The review and approval of effective frameworks for valuation audit and compliance
• Providing a second line of defence oversight of audit activities undertaken by external panel managers and valuers

The skills you'll need

We're looking for a qualified Chartered Surveyor and RICS Registered Valuer with significant post qualification experience in UK residential property valuation. Along with excellent analytical skills, you'll have an awareness of residential property valuation, property risk assessment and property market analysis. You'll also be able to translate complex analytical concepts into a concise and simple proposal.

You'll also demonstrate:

• Well developed people and project management skills, able to deliver multiple proposals and initiatives on time and within budget
• Effective decision making and problem solving skills
• Excellent communication skills and experience developing and motivating a team
• The ability to effectively engage and influence a wide range of stakeholders, and communicate at a senior level
• A background advising clients who are buying, building or investing in housing

Experience reporting to mortgage lenders would be useful, as would an understanding of panel management, the AVM market and related mortgage valuation IT solutions. Audit experience would also be useful.

How we'll reward you

In return, we offer a competitive salary and you'll also join our retirement savings plan. You can also choose from a selection of protection, healthcare or lifestyle extras from RBSelect, our fully flexible reward programme.

Visit our reward and benefits page for more information on the benefit packages we offer.

Inclusion

At RBS, we want everyone to feel welcome, regardless of your background or needs. If you need adjustments making to your working environment, we'll do everything we can to support you. As part of this commitment, we offer flexible working options for some of our roles - find out more .

As a Financial Services organisation we comply with and support the requirements set by our Regulator, the Financial Conduct Authority (FCA), which are designed to protect our customers. This role falls under Conduct Rules of the Individual Accountability Regime (IAR) and is subject to pre-employment screening. This means if your application is successful, you'll need to satisfy some important background checks before you can start working with us. These will include a full credit check, a criminal record check, residency and right to work checks.