Senior Ratings Analyst

What's in it for you?

• Be a part of a regional analytics team in the heart of Singapore's financial district, with a clear path for career growth within the global organization.
• Managing relationships with clients who make up some of the world's largest insurance companies.
• For incumbents planning to develop knowledge and insight in one or more relevant specialist markets and/or technical subject areas, continued professional development and education is greatly encouraged.

Must have Essentials

You must have prior analyst/audit/actuarial and experience coupled with relevant exposure and familiarity with one or more of the insurance sectors of Life Insurance, General Insurance, Health, Reinsurance or asset/investment management.

Job Summary

• Conduct thorough, objective and efficient industry and company research in respect of financial and non-financial information.
• Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identify early warning signs that need to be brought to committee for event driven ratings actions.
• Perform accurate and timely credit rating and peer analysis, and ensure the quality and timeliness of rating packs for committees.
• Present analysis at rating committee and demonstrate good judgement in communicating rating recommendations
• Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations
• Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including through undertaking research, attending seminars market briefings and presentations.
• Develop knowledge and insight in one or more specialist market and /or technical subject areas and lead on external presentations/seminars, write specialist reports on this area.
• Manage the relationship with rated companies including leading management meetings, communicating rating outcomes and expectations in an effective and professional manner.
• Develop, maintain and utilise a network of contacts including clients, brokers, regulators, in the (re)insurance industry as a source of informal market research.
• Maintain accurate and timely records of ratings documentation in accordance with company's policy.
• Be knowledgeable in and follow the policies, procedures and rating criteria used in rating and project work related to your functional area and regulatory requirements.
• Proactively identify areas for performance and process improvement and contribute to the implementation of changes.
• Working effectively as a team member, providing peer review, contributing to research ideas, constructive challenge and feedback on work quality.

General Requirements

• Experience of conducting complex financial analysis including through use of financial ratios and financial statement analysis.
• Solid understanding of the insurance industry trends including through use of financial ratios and financial statement analysis.
• Developed specialist knowledge likely to have been gained through extensive research or study of a particular market or technical area
• Experience of presenting at external seminars and acting as the lead on an area of specialist technical or market knowledge
• Experience of contributing towards the writing of specialist / macro reports
• Experienced in developing and managing professional relationships with external stakeholders
• Asian language skills preferred
• Excellent communication skills (written and verbal) in English
• Business travel may be required depending on assigned portfolio.

Education and Qualifications

• Bachelor degree minimum entry requirement, ideally in Economics, Finance, Business, Accounting
• Additional relevant professional qualifications are welcome (MSc / MA / MBA / CA / CFA, etc.)