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Private Banker

Description of role and key responsibilities:

Originate new target market clients through lending, transactional banking, savings and foreign exchange.
Manage and develop existing relationships with the aim of building and maintaining the portfolio, whilst continually identifying further business opportunities aligned to the client's needs.
Consistent and accurate capturing of client information at all touch points.
To deliver and exceed on the quantitative and qualitative performance and budget expectations of the role.
Delivery of a superior client service that ensures overall TCF(Treating Customers Fairly) principles and that the right client outcomes are achieved.
Identify new business opportunities and provide input into the overall development of the banking business within the Private Bank.
Identify referral opportunities and partner with other Private Bank and Investec Group specialisations in delivering solutions to our clients.
To ensure that expectations, rules and guidance of the FCA are met within the business.
Understanding, buy-in and practice of Investec's culture and values.
Where undertaking lending activities:
To originate, assess risk and appropriately price lending opportunities
Preparation of credit applications, loan and mortgage agreements and fielding existing client queries
Acting as "first line of credit" to mitigate credit risk for the bank and to ensure

Core skills and knowledge:

Experience originating clients through lending, transactional banking, savings and foreign exchange
Experience providing bespoke lending solutions for target market clients aligned to their needs
Client relationship management skills
Understanding of all relevant internal processes, procedures, compliance and regulatory requirements e.g. AML, Conduct Risk etc.
Specialist financial, market, competitor and banking knowledge
Proven sales, networking, origination and business development skills and expertise
Relevant banking and financial markets qualifications and experience (CeMap (or equivalent) is compulsory before undertaking regulated mortgage activities)