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HK GCB Risk Analyst

Description

Report to the Card Portfolio Risk Manager to monitor and manage the card portfolios performance.
Formulate and execute account management policies processes such as credit line changes, renewal, authorization, early warning alerts, etc.
Prepare regular portfolio quality review MIS and critical regulatory reporting with key commentary on portfolio trend highlights/key initiatives
Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models
Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions
Perform control programs to ensure relevant credit processes are in compliance with regulatory and group requirements
Participate in various business, risk and system projects with close collaboration with other functions such as Product, Credit Operations, Technology, etc

Qualifications

Bachelor or post graduate degree in Business or other related quantitative disciplines
Minimum of 1-2 years portfolio risk management experience in Cards and Unsecured Lending Products
Experience in credit analytics and decision engine management
Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
Highly numerate with sound knowledge in SAS programming, data mining and MS Word/Excel/Access/PowerPoint