This job is no longer available

GCG - Secured Credit Risk Analyst

Description

GCG - Secured Credit Risk Analyst, C10
Profile Summary

You will be a key member of the Consumer Bank Secured Risk Management Team. This position provides the opportunity to be part of Singapore Consumer Bank, which specializes in providing mortgages, auto loans, bankcards, ready credit, and investment lending to individual customers in Singapore
The role primarily requires portfolio MIS monitoring, regulatory reporting and other reporting in line with risk management policies for the secured portfolio, covering mortgages and auto loans. This position reports to Secured Risk Head within the Singapore Risk Management team. The role involves regular interaction with Credit Operations, Operations and Technology functions, Regional/Global risk management

Key Functions include:

Develop and maintain MIS to monitor key portfolio performance trends for secured portfolios to continue maintaining strong portfolio credit quality, in line with business strategy and risk appetite
Perform in-depth portfolio analysis of secured products to assess risk and opportunities; Validate and refine credit policies/processes through use of analytics
Responsible for risk reporting to local regulator, regional risk, head office.
Interpret MIS and continuously upgrade reporting as per risk management needs
Develop and maintain close working relationship with all business partners and relevant stakeholders
Support Secured Risk Manager on Ad hoc MIS portfolio reviews
Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters
Be involved in regulatory and internal portfolio stress testing processes
Ensure compliance to all policies and standards and ensure full audit readiness at all times

Qualifications

Qualifications:

You should be a degree holder with at least 2-4 years' experience, preferably in risk management, credit operations, decision analytics or product management Experience in Consumer Risk Management/understanding of Mortgage and Secured loans market preferred
Strong programming skills and MS Excel knowledge SAS experience preferred
You should have strong analytical skills, with demonstrated ability to conceptualize and clearly communicate analytical findings of the work done
Good communication skills (verbal and written), with the ability to articulate point of view and interact well with business partners
Strong team player and relationship management skills
Ability to effectively network with different teams and multi-task in a fast paced environment