ROHQ - FCR - Credit Review Senior Manager - Retail
- Recruiter
- Citibank Berhad
- Location
- Kuala Lumpur, Malaysia
- Salary
- Competitive
- Posted
- 18 Feb 2018
- Closes
- 23 Feb 2018
- Ref
- 2793272
- Contract type
- Permanent
- Hours
- Full time
- Experience level
- Manager
- Primary Location: Malaysia,Wilayah Persekutuan,Kuala Lumpur
- Education: Bachelor's Degree
- Job Function: Risk Management
- Schedule: Full-time
- Shift: Day Job
- Employee Status: Regular
- Travel Time: Yes, 25 % of the Time
- Job ID: 17069819
Description
Description:
- Fundamental Credit Risk (FCR) provides independent, objective, reliable, valued, and timely assurance to the Boards of Directors of Citigroup and Citibank, the Risk Management Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management, and regulators over the effectiveness of credit risk management and the ability of the Business and Independent Risk to identify, monitor, and mitigate current and emerging credit risks across Citigroup and Citibank
- The Credit Review Senior Manager is responsible for independently managing all aspects of his or her assigned Review Entities. Responsibilities include execution of Business Monitoring and Reviews in accordance with the FCR Manual, monitoring and evaluation of GCG Retail Bank portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Review Entity's management through continuous Business Monitoring and corrective action follow-up where applicable
- Management of assigned FCR Review Entities through quarterly Business Monitoring and periodic Reviews
- Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
- Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings of Retail Entities
- Assessment of the appropriateness, completeness, and usage trends of the credit risk components of the Risk Appetite Framework for assigned Review Entities
- Assessment of the effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
- Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities
- Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides
- Approval of testing prepared by FCR Credit Risk Analysts and Guest Reviewers
- Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
- Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Fundamental Credit Review Reports created for the assigned Review Entities
- Support of Credit Review Portfolio Managers, Regional Directors, and FCR Management on regional and/or global tasks
- Proactive communication to Credit Review Portfolio Managers and FCR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
- Travel required (25%)
Qualifications
Knowledge/Experience:
- Demonstrable financial services experience including 6-8 years of credit experience in retail banking
- Good knowledge of retail banking products
- Fully conversant in credit policy matters with proven sound judgment
- Regulatory experience or relevant experience in a similar role at another institution is desirable
- Strong analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
- Strong project management skills, with the ability to coordinate and manage large review teams
- Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Strong interpersonal skills, with the ability to build relationships and exert influence without direct authority
- Proficient in Microsoft Office (Word, Excel, and PowerPoint)
- Language skills preferred, depending on region
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