Credit Management Manager - Unsecured Consumer Lending

Manager - Credit Management for Unsecured Consumer Lending

• Oversee the entire unsecured consumer loan process, from application to approval, drawdown, and post-drawdown monitoring.
• Actively manage overdue repayments, ensuring timely resolution and adherence to agreed terms.
• Approve credit for unsecured lending applications.
• Execute collection and litigation tasks.
• Ensure credit activities comply with established credit policies.
• Support credit product development projects and other credit-related initiatives.
• Manage and monitor problem loan accounts promptly.
• Coordinate with business partners, including direct sales and debt collection agents, to ensure smooth approval and collection processes.
• Handle additional tasks as assigned by management.

• Minimum of 5 years of relevant experience in credit risk management, preferably in top-tier financial institutions.
• Bachelor's degree in Risk Management, Business Administration, Finance, or a related field.
• Detail-oriented, capable of multitasking, and able to meet tight deadlines.
• Self-motivated and a good team player.
• Excellent interpersonal and communication skills.
• Proficient in both written and spoken English and Chinese.
• Candidates with less experience may be considered for the role of Assistant Manager, Credit Management.

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career at max.ho@hays.com.hk