Shell Business Operations

Senior Credit Assessment Analyst with Spanish

Location
Krakow (City), Lesser Poland/Hybrid
Salary
Not disclosed
Posted
03 Sep 2024
Closes
26 Sep 2024
Ref
R157020
Approved employers
Approved employer
Contract type
Permanent
Hours
Full time
Experience level
Qualified accountant

The Credit department is responsible for managing risks that arise from sales with 3rd party customers. Key objective is to assess the creditworthiness of customers, informed by industry, sovereign and external market intelligence, and decide the credit terms that may be extended as part of the sale. The department aims to support the delivery of business objectives through risk & value based decision making consistent with Business Risk Appetite, World Class People and Process with active management of risk and exposures. In doing so, the organisation, is accountable to approve credit exposures and manage them through active monitoring of customers' performance and behavior to ensure that they continue to meet their obligations under these agreements.

Job Purpose:

  • Responsible for the efficient and effective operational management of credit risk according to policy and direction from credit committees. Responsible for providing authorized approval for release of credit blocked orders and taking credit decisions. Actively support the Sales organization on all Credit related matters.
  • Facilitating credit sessions with dedicated sales teams.
  • Actively supporting the Regional Credit Manager and participate in the virtual regional credit teams.

Principal Accountabilities:

  • Managing Credit Activities.
  • Responsible for the efficient and effective management of credit risk according to Downstream Credit Manual (DCM) and direction from the credit committee. Conduct Credit visits to customers if required, and responsible for providing authorized approval for release of credit blocked orders and taking credit decisions.
  • Ownership & maintenance of 3rd party contracts in support of credit management activities. Ability to provide support in Credit related matters to countries within the Cluster.
  • Providing interpretation of policy and guide the businesses on the principles of sound credit management.
  • Keeping up-to-date on issues within the businesses by having close relationships with the sales managers and reading information from industry sources.
  • Conducting customer visits where required.
  • Providing interpretation of policy and guide less senior colleagues on the principles of sound credit management. This role may require strategic thought processes to be able to implement cross-border credit strategies and contribute/manage high profile projects which involve delivering presentations to very senior internal/external stakeholders.

Key Challenges:

  • This is a high profile role in the Credit organization with exposure to senior Finance /Business leaders and third party customers. The role requires strong levels of leadership, and involves maximizing commercial opportunities where credit can play a part in delivering strong margins whilst taking acceptable credit risks. This will require creating very good working relationships with the local Sales Teams.
  • Have the ability to meet with customers to discuss a range of issues, which can cover high risk, cash flow, and growth potential and still maintain a solid relationship wherever possible.
  • The ability to negotiate effectively is a key requirement. Managing Credit activities in highly volatile situations – must be adaptable and have an excellent understanding of risk, and how external conditions can affect Shell.

Requirements:

  • Fluent English & Spanish (written and oral).
  • Degree/qualifications in Accounting/Business preferred; a professional degree required.
  • 3- 4 plus years work experience in Credit Management positions.
  • Experience in Financial Analysis and Credit decision making process.
  • Latin American market knowledge or experience with Latin American customers would be an asset.
  • Must have experience in a multi-national company – preferably in Shared Services environment.
  • Ability to work under high pressure an in a rapidly changing environment.
  • Ability to work in shift: 14:30 - 23:00 is a must.

What we offer:

  • Hybrid working arrangement.
  • Complex medical care and individual life insurance.
  • Comfortable working environment: newly-built modern office with its own canteen, relax rooms, bike & car parking space.
  • Improved accessibility of office and sanitary facilities.
  • Attractive benefits package.

If you don't see yourself fully reflected in every job requirement listed on the posting above, we still encourage you to reach out and apply. Research has shown that women and underrepresented groups often only apply when they feel 100% qualified. We are committed to creating a more equitable, inclusive and diverse company and we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply!

For further information, and to apply, please visit our website via the “Apply” button below.

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