Next PLC

Graduate Credit & Risk Analyst

Next PLC
Leicester, Leicestershire, UK
Competitive salary + benefits
11 Jun 2024
18 Jun 2024
Approved employers
Approved employer
Contract type
Full time
Experience level
Qualified accountant
Job Description

Graduate Credit & Risk Analyst

Location: Leicester, Head Office

As a Graduate Credit & Risk Analyst, you will demonstrate a passion for assessing risks through data and advising stakeholders on results and potential strategies. You will have the ability to perform in a highly dynamic and fast changing environment. You will have a desire to succeed and will have demonstrated your aptitude through previous experiences in work, life or academic studies. You will also possess outstanding communication skills with a demonstrable ability to engage with stakeholders

The Role

  • Provide support to various Credit & Risk Departments on a rotational basis which may include Credit Risk, Fraud Prevention, Collections Strategy and Debt Management.
  • Manage the production of monthly / weekly management reports
  • Support in the development and implementation of appropriate value-based risk policies, strategies and controls
  • Support in the management and maintenance of Credit & Risk systems
  • Liaise with others stakeholders in the business regarding credit risk related queries
  • Assist Credit & Risk teams within the various areas to complete both regular and project based analysis
  • Analyse the performance of current credit strategies, using internal and external data such as the credit reference agencies and fraud databases
  • Assisting the commercial finance teams and marketing teams, providing ad-hoc support in the analysis of new propositions or customer strategies impacting our consumer lending portfolio.
  • Learn coding languages (SQL, SAS, R, Python) to accurately extract information from the database, manipulate data and use various tools to analyse and present recommendations (including PowerBI, PowerPoint/Slides).
  • Learn tools and techniques to analyse Credit & Risk data so that you can create insightful summaries for presentation, using multiple techniques for the visual display of information
  • Input into the process of forecasting the NEXT P&L to enable calculation of forecasted profit and understand profit drivers
  • Be part of weekly, monthly forums related to Credit & Risk performance
  • Report on KPI’s across the business

The Candidate

  • Excellent level of education with a Degree in Finance or similar
  • Able to communicate with a wide range of colleagues, clearly and accurately both verbally and in writing, across in-person and virtual
  • Ability to follow instructions and organise yourself to complete tasks fully and on time
  • Good time management, administration and organisation skills
  • An eye for detail and the drive to get under the skin of complex business challenges, joining the dots across multiple sources of insight
  • High level of literacy and ability to present information in a user friendly and logical format
  • Highly numerate, analytical thinker. Able to identify opportunities and drive insight and appropriate action from data.
  • Exposure or desire to learn coding packages such as SQL, SAS, R, Python
  • To have a flexible approach to the role and be willing to carry out a wide variety of tasks
  • Enjoy working effectively with a wide variety of people in a team environment
  • Self motivated to develop professionally and seek out training opportunities

About Us
You know Next, but did you know we’re a FTSE-100 retail company employing over 35,000 people across the UK and Ireland. We’re the UK’s 2nd largest fashion retailer and for Kidswear we’re the market leader. At the last count we have over 500 stores, plus the Next Online and it’s now possible to buy on-line from over 70 countries around the world! So we’ve gone global!

About some of our Benefits
  • 25% off most NEXT, MADE*, Lipsy*, Gap* and Victoria's Secret* products (*when purchased through NEXT)
  • Company performance based bonus
  • Sharesave scheme
  • On-site Nursery available; OFSTED outstanding in all areas
  • 10% off most partner brands & up to 15% off Branded Beauty
  • Early VIP access to sale stock
  • Access to fantastic discounts at our Staff Shops
  • Restaurants with great food at amazing prices
  • Access a digital GP and other free health and wellbeing services
  • Free on-site parking
  • Financial Wellbeing - Save, track and enhance your financial wellbeing
  • Apprenticeship - Grow and develop on the job whilst gaining a qualification
  • Direct to Work - Discount online and instore, collect your items the next day for free from your place of work or local store
  • Support Networks - Access to Network Groups to empower and celebrate each other
  • Wellhub - Discounted flexible monthly gym memberships, with apps, PT sessions and more
Conditions apply to all benefits. These benefits are discretionary and subject to change.

We aim to support all candidates during the application process and are happy to provide workplace adjustments when necessary. Should you need support with your application due to a disability or long-term condition, feel free to get in touch with us by email (please include 'Workplace Adjustments' in the subject line), or call us on 0116 284 2486 and leave a voicemail.

Apply Before 06/17/2024, 03:59 AM
For further information, and to apply, please visit our website via the “Apply” button below.

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