Senior Credit Policy Officer - Ho Chi Minh

- Develop, Implement, and monitor credit policies for secured products.

- Review secured product programs and keep track on policies changes.

- Ensure compliance of secured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Secured segment..

- Participate in new retail secured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.

- Working in close cooperation with analytical team monitor and analyze secured products performance to identify problem and potential improvements, propose and make corrective actions.

- Monitor and improve credit operations of secured loans.

- Prepare secured portfolio related presentations and materials for making reports to Teamleader and Head of RR if requested. 

- Participate in Basel II implementation project.

- Support Retail risk Policy Teamleader in secured portfolio matters.