CIMB Bank Berhad

Team Head, Credit Risk Management (Wholesale)

Location
Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
Salary
tba
Posted
18 Aug 2022
Closes
18 Sep 2022
Approved employers
Approved employer
Job role
Compliance/risk
Contract type
Permanent
Hours
Full time
Experience level
Director

Job Description

 

This role resides in the second line of defence. The person is a Subject Matter Expert in Credit Risk. The role is responsible for managing a team (if applicable) and identifies, evaluates, measures, mitigates, and recommends and/or approves non-retail credit risk credit proposals booked at Labuan within the Board-approved Risk Posture and Risk Appetite. She oversees monitoring the non-retail credit risk of the assigned portfolios through effectively leveraging of various policies, procedures, frameworks, methodologies, as well as governance and reporting ("Tools").

 

Key Responsibilities •

 

Credit Risk Management Strategy

 

  • Supervise (if applicable) and effectively leverage on non-retail credit risk management
  • Tools including, but not limited to, Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Stress Testing, JDA Framework and Non-Retail Credit Risk Portfolio Reporting, so as to ensure a robust and independent underwriting, approval and portfolio review process that is aligned with Board approved Risk Posture and Risk Appetite.
  • Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality.
  • Make recommendations for changes in the various Tools as required.
  • Ensure timely initiation of client and/or portfolio reviews using the EWI framework, and timely and accurate classification of Watch List names, inclusive of corrective actions steps by the SBU's.
  • Ensure appropriate application and usage of the Joint Delegated Approval Framework

 

 

 

 

Business Performance Management

 

  • Manage underwriting and portfolio quality by working closely with Business Units to ensure Tools are understood and implemented Engaged in back testing of program lending programs (if necessary)
  • Work closely and constructively with key stakeholders by building strong relationships and contributing to the Bank's success from a non-retail credit scope.
  • Any other responsibilities / task as assigned by HOD / Deputy HOD from time to time

 

 

People Management

 

  • Take an active role in the development of your people through the KPI, performance management processes and learning and development opportunities (if applicable).
  • Be an engaged leader by setting the tone from the top that facilitates an environment of empowerment and motivation (where relevant).

 

 

Compliance

 

  • Ensure credit approvals are done in compliance with all relevant regulatory requirements. (Where relevant) to engage with internal/external audits as well as regulators.
  • Be actively involved and encourage the self-identify of operational risk issues. (Where relevant)

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