Team Lead, Senior Consultant, Credit Review

Responsible for leading a credit review team, under the direction and guidance of the Credit Review Manager. Responsible for planning and execution of assigned components of the Credit Review plan. Accountable for the performance management process of team members. Participates in developing the strategic plan of the group.

1. Conducts credit reviews for assigned components of the plan, with the primary goal to validate the effectiveness of the Corporation’s credit rating system by covering the Corporation’s loan portfolios, as well as credit risk associated with bank deposits (domestic and foreign), investment securities, and other counterparty risk exposures.
2. Effectively perform the duties of the Examiner-in-Charge specified in the Credit Review Procedures and Guidelines including planning, scoping, reviewing, compiling and reporting.
3. Participates in developing the business unit strategic plan and sets goals and priorities based on the direction set for the team. Follows through to ensure objectives are met.
4. Provides leadership and guidance to team members, fostering an environment which encourages employee participation, teamwork, and communication.
5. Counsels lenders and business unit credit officers on specific loan situations and calls problem loans to their attention.
6. Advises senior credit and loan personnel on the company's overall credit policy; noting significant trends and recommending policy changes if necessary.
7. Conducts on-site reviews of credit portfolios and counterparty risk exposures to ensure the quality of credits, accurate and thorough documentation, compliance with internal credit policies/procedures, and federal/state banking laws, rules, regulations.
8. Frequently interacts with partners in credit and banking and with senior management at affiliate offices to review audit and examination results.
9. Keeps abreast of economic, political, and legislative factors that could affect the quality of loan portfolios.

The successful candidate will benefit from having the following competencies:

• 8 or more years of experience as team lead / individual contributor in commercial lending credit reviews, including collateral audit and loan documentation reviews, counterparty credit review experience, etc.
• BASEL II AIRB implementation, experience a plus.
• Knowledge of credit analysis, credit policies, procedures, documentation requirements, and applicable laws and regulations usually acquired through formal education and previous experience is required.
• Analytical skills are required to analyze risk of credit portfolios and report to management. Leadership, organizational, and communication skills are required to execute assigned reviews and report the related results.

For further information, and to apply, please visit our website via the “Apply” button below.