Commercial Credit Risk Analyst - Financial Services - SDC

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

ANALYST - FINANCIAL SERVICES ORGANIZATION – CREDIT RISK - SERVICE DELIVERY CENTER - JACKSONVILLE, FLa

EY is the only professional services firm with a separate business unit (“FSO”) that is dedicated to the financial services marketplace. Our FSO teams have been at the forefront of every event that has reshaped and redefined the financial services industry.  This practice also has several Service Delivery Centers that are made up of high-performing US-based resources who work closely with our experienced client serving professionals to deliver project-based work and managed services to our US-based Financial Services clients.  If you have a passion for rallying together to solve the most complex challenges in the financial services industry, come join our dynamic FSO team!

The opportunity

As a member of the Credit Risk Service Delivery Team you will collaborate on challenging projects that enable you to have a real economic impact for our clients and communities — and your career. Our integrated, issues-based approach to service delivery means your work will span all types of clients dealing with complex issues across a wide range of industries. As part of this team, you’ll join talented individuals who have deep industry, product and client knowledge.

Your key responsibilities

You will be part of diverse teams of professionals with different skill sets to provide services to Credit Risk Management functions, primarily performing credit reviews for commercial and consumer credit exposures within the financial services industry. As Analyst, you will primarily be responsible for performing high quality loan reviews in line with expectations. This would include evaluating borrower credit worthiness by populating standardized work papers with an overall summary of the loan, PSOR, SSOR, guarantor information, collateral information, policy exceptions, relevant calculations, etc. 

To qualify for the role you must have

• A bachelor's or master’s degree
• 2 years of work experience (minimum) in the Financial Services industry
• Ability to perform commercial credit analysis and have basic knowledge of credit risk management concepts including policies / standards across commercials loan portfolios.
• Proficient in the English language, including the ability to listen, understand, read and communicate effectively, both in writing and verbally, in a professional environment
• Possesses strong writing skills and ability to think analytically
• Proficient in Microsoft Office Suite (Excel, Word, Outlook, PowerPoint, Access and/or SharePoint) and willingness to learn firm-used technologies
• Demonstrates understanding of client’s business environment
• Actively promotes an inclusive work environment
• Acts as a positive role model to junior team members and plans opportunities to improve own and others’ technical competency and professional growth
• Produces consistent quality of work products/deliverables for which he/she is personally responsible
• Understands delivery center role expectations and supports the engagement team to deliver exceptional client service
• Demonstrated project management, teaming, organizational, analytical and problem-solving skills
• Effective organization and time management skills while working on multiple projects
• Ability to work under pressure and adhere to project deadlines
• Demonstrate the EY values by exhibiting energy, enthusiasm and the courage to lead.
• Maintains adherence to EY’s professional responsibility requirements
• A willingness and ability to travel at 0%-30%
• Valid driver’s license in the US
• Valid passport

Ideally, you’ll also have

• Completion of a Bank sponsored credit analysis training

What we look for

We’re interested in intellectually curious people with a passion for finding new and innovative ways to make things better. You’ll also need to be a self-starter and quick learner with a strong background in computer science from both theoretical and practical points of view. If you’re ready to be the future of the group and make your mark in a growing business, this role is for you.

What we offer

We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

If you can demonstrate that you meet the criteria above, please contact us as soon as possible.

The exceptional EY experience. It’s yours to build.

EY | Building a better working world

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today

EY is an equal opportunity, affirmative action employer providing equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, national origin, protected veteran status, disability status, or any other legally protected basis, in accordance with applicable law.

For further information, and to apply, please visit our website via the “Apply” button below.